Fixed income Profile (Rs step 1.5 Cr): Loans Fund: Pick high-high quality business securities otherwise authorities securities loans to have stability. Senior Discounts Scheme (SCSS): Has the benefit of a fixed interest with tax pros. Post office Month-to-month Money Scheme (POMIS): Will bring month-to-month money which have financing cover.

Earnings Age bracket Profile (Rs 1.5 Cr): Dividend Yield Loans: Spend money on mutual financing targeting higher bonus-using carries. Guarantee Shared Fund: Diversify all over higher-limit, mid-cover, and you may flexi-cap funds to own progress. Leasing Money: If you have qualities during the a residential property, envision renting them out for further earnings. Health-related Detachment Bundle (SWP): Choose for SWP regarding shared fund to create typical earnings if you’re remaining a member spent having gains. (more…)